February 21, 2023 at 19:45
Intercoastal Public Adjusters has launched a new location serving Greenville, NC, and the neighboring counties of Craven, Pitt, Nash, and Beaufort. After a hurricane or storm has caused some devastation, homeowners and other property owners are faced with the task of having their homes and properties repaired. This process usually starts with interactions with the insurance agency of the property owner and then with a claims adjuster. The claims adjuster will go to the affected property and evaluate the damage. Meanwhile, a public adjuster will be working independently of the insurance firm.
Shawn McConnell from Intercoastal Public Adjusters Greenville says, “You should ask the public adjuster to provide you with contact information of his or her previous clients. Take note that we are licensed in North Carolina to represent the interests of insured property owners on insurance claims. Our primary task is to assess damage to the property, document the loss, and then negotiate a settlement with the insurance firm. Many people have trouble deciphering the technical language and procedures behind insurance policies. This problem becomes even worse when people have suffered a loss. It is in these situations that a public adjuster can be invaluable. Public adjusters have experienced working for insurance companies, so they have the knowledge and experience to help you successfully navigate the insurance claims process.”
Typically, public adjusters get paid a certain percentage of the total loss. They serve as a representative for homeowner or property owner and their fee is a small percentage of the final settlement amount. This is fair because they provide the invaluable service of guiding the homeowners in navigating the complex claims process and make sure they get a just settlement amount. And public adjusters have the knowledge and experience to be able to optimize the settlement amount.
They want to point out certain factors that differentiate them from other public adjusters. First of all, they can help the homeowners in providing proof for their claims. This is because the burden of proof is on the policyholder when a loss occurs. If this loss is not properly documented and proof is not presented to the insurance company, they will likely deny the claim or the settlement could be much lower than what the policyholder deserves. The second factor is that they can provide assistance to the homeowner in reversing a denied claim. They want to stress that reversing a denied claim is much more difficult than ensuring the loss is appropriately presented to the insurance firm. Thus, they will thoroughly examine the policy, endorsements, deductibles, etc. and will even advise the client against filing a claim that is not part of the coverage.
Another good reason for choosing Intercoastal Public Adjusters is that commercial claims need professional guidance from a partner who understands insurance policy. For commercial claims, they will ensure that the policyholder is completely indemnified by the insurance carrier for the damages to the property of the business or homeowners' association.
Intercoastal Public Adjusters is ready to provide assistance to homeowners and other property owners with their insurance claim for damages sustained due to a hurricane or storm or other catastrophic events. They have significant experience in the areas of roofing, insurance adjusting, construction, and restoration. And they have realized that there is a great need to educate people about property damage insurance claims processing, particularly after the damages caused by hurricanes like Florence, Harvey, Irma, and Michael. Their public adjusters have all been certified by the state of North Carolina and can represent the interests of the policyholder during discussions with the insurance company about claims. They can also offer help with clients in the proper estimation of their losses, the costs of expected repairs, and offer a settlement for the client. Intercoastal Public Adjusters is capable of handling all kinds of property claims, such as: hurricane, fire, appliance failures, water damage, and damage from ice, snow and catastrophic events.
Those who would like to know more about the insurance claims processing services offered can visit the Intercoastal Public Adjusters Greenville website or contact them through the telephone or by email.
For more information about Intercoastal Public Adjusters Greenville, contact the company here:
Intercoastal Public Adjusters Greenville
252 408 5780
3909 Ramsey Dr
Greenville NC 27834